Does Medicare Cover Stairlifts? (2026 Guide)
The short answer: standard Medicare (Parts A and B) does not cover stairlifts. However, several alternative programs — including some Medicare Advantage plans, Medicaid HCBS waivers, and VA benefits — may cover part or all of the cost. Here's how to find out what you qualify for.
Key Takeaways
- Standard Medicare Parts A and B do NOT cover stairlifts (they're not classified as durable medical equipment).
- Some Medicare Advantage plans include home safety benefits — call your plan and ask specifically.
- Veterans may qualify for VA SAH or SHA grants covering up to $109,986 for home modifications.
- Medicaid HCBS waiver programs in many states cover stairlifts for income-eligible seniors.
Cost Breakdown
| Item | Low | High |
|---|---|---|
| Medicare coverage | $0 | $0 |
| Medicare Advantage (varies by plan) | $0 | $1,500 |
| Medicaid HCBS waiver (varies by state) | $0 | $5,000 |
| VA SAH/SHA grant | $0 | $109,986 |
| Your out-of-pocket cost | $2,000 | $5,000 |
What to Look For
Free: Complete Aging-in-Place Checklist
Room-by-room priorities, cost estimates, and what to do first. Get it free.
Frequently Asked Questions
Does Medicare Part B cover stairlifts?
No. Medicare Part B covers durable medical equipment (DME) such as wheelchairs, walkers, and hospital beds. Stairlifts are classified as home modifications — not DME — so they fall outside Part B coverage. This classification has not changed under recent CMS rulemakings.
Does Medicare Advantage cover stairlifts?
Some Medicare Advantage (Part C) plans include a "Healthy Home" or "Home Safety" supplemental benefit that covers home modifications including stairlifts. Coverage and dollar limits vary by plan. Call your plan's member services line and ask specifically about home modification benefits.
Does Medicaid cover stairlifts?
Medicaid coverage depends on your state. Many states have Home and Community-Based Services (HCBS) waiver programs that fund home modifications to help seniors stay at home. Common program names include "PACE," "CHOICES," and "Community First Choice." Contact your state Medicaid office or Area Agency on Aging.
Does the VA cover stairlifts for veterans?
Yes. The VA offers two home modification grants: the Specially Adapted Housing (SAH) grant (up to $109,986 in 2024) and the Special Housing Adaptation (SHA) grant (up to $22,036). Veterans with service-connected disabilities may qualify. Apply through your VA regional office.
Are there other financial assistance programs for stairlifts?
Yes — several. The USDA Section 504 Rural Repair and Rehabilitation Program provides grants up to $10,000 to very low-income homeowners. Many Area Agencies on Aging run local modification programs. Some states have dedicated senior home repair programs. The National Council on Aging's BenefitsCheckUp tool can identify programs in your area.
Are stairlifts tax deductible?
Stairlifts may be partially deductible as a medical expense if your total medical expenses exceed 7.5% of your adjusted gross income. The deductible amount is the cost minus any increase in home value the lift provides (typically $0 for a stairlift). Consult a tax professional.
If I get a stairlift through a VA grant, can I sell it or must I return it?
VA grants for home modifications (SAH and SHA) do not require returning equipment when you leave the home. However, if you sell the home within a certain period, the VA may require that proceeds be used toward accessible housing. The HISA grant is specifically structured so modifications benefit the property. Consult a VA benefits counselor before selling a home with VA-funded modifications.
Top-Rated Products in This Category
Bruno
Bruno Elan SRE-3050
The best-selling straight stairlift in North America. Smooth, quiet, and backed by a lifetime warranty on the drive system.
$2,995 – $4,500
Stannah
Stannah 260
The Stannah 260 is a straight stairlift from one of the oldest and most trusted manufacturers in the world. Known for smooth, quiet operation and a comfortable seat design, it carries a 265 lb weight capacity and comes with Stannah's responsive service network.
$3,500 – $5,500
Acorn
Acorn 130 Straight Stairlift
The world's best-selling stairlift with over 750,000 units installed. Compact, reliable, and available with fast installation.
$2,800 – $4,200
Bruno
Bruno CRE-2110 Outdoor Stairlift
Weatherproof outdoor stairlift for exterior steps — front porch, deck steps, or garden stairs. Rated for temperatures from -20°F to 140°F. 300 lb weight capacity. Rail is anodized aluminum with UV-resistant coating. Made in the USA.
$3,500 – $6,000